Bankruptcy cases largely center around the discharge of debt, which happens at the conclusion of a bankruptcy case. The following is some general information about discharge and how the process works. To discuss specific questions or a possible case, contact a California bankruptcy attorney at Miranda, Magden & Miranda, LLP right away.
A bankruptcy discharge is a court order that releases a bankruptcy filer from personal liability for certain debts. This means you do not have to pay those debts, and your creditors should not try to make collection attempts.
A debt discharge occurs at the end of a Chapter 7 bankruptcy case. Most Chapter 7 cases take four to six months from the filing date until the discharge of debts. It can take longer if there are delays or other issues that arise in your case, but in most situations, this is a relatively swift process.
The law does not allow just anyone to have their debts discharged by the bankruptcy court. Instead, you must meet certain requirements, including:
If you meet all these requirements, you should have your qualified debts discharged.
Not every type of debt is dischargeable. Generally, speaking, unsecured debts – such as credit cards or medical bills – are dischargeable. The following are types of debt that are NOT dischargeable in a Chapter 7 case:
The right to a discharge is not absolute. You must meet requirements as discussed above, and creditors do have the opportunity to object to the discharge of certain debts. Courts can also deny a discharge if they suspect that you tried to conceal or transfer property, you lied about your income, property, or debts, or attempted to defraud the court in another way. You must ensure to comply with all requirements of the Chapter 7 process to have the best chance of a successful discharge.
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Patricia has been so helpful and provided excellent service. My husband and I are so grateful for all the help she has provided to help me immigrate to the United States. We really could not have gotten through it without her help. A big thank you to Patricia\'s assistant, Ingrid as well for always being prompt with responses and helping us get all the paperwork ready at each stage. I highly recommend Patricia for anyone who needs immigration help.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
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The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
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