For much of its history, Marina was closely associated with Fort Ord. This facility dates back to the 1840s Mexican-American War, and it saw extensive use during World War II. So, core military values, like seizing the initiative and taking control of the situation, are deeply ingrained in Marina. Both Chapter 7 and Chapter 13 bankruptcy accomplish these goals in the debt relief context. Both of these options offer immediate and long-term solutions which make a big difference to families in Monterey County.
At Miranda, Magden & Miranda, our Marina, CA bankruptcy lawyers work hard to find the proper solution that fits your family’s needs. We aggressively advocate for you in court when overaggressive creditors try to undermine your legal and financial rights. We also know how to negotiate with these creditors when necessary, to achieve a lasting and beneficial solution for our clients.
As soon as most people file their voluntary bankruptcy petitions, Section 362 of the Bankruptcy Code goes into effect right away. This important cornerstone of bankruptcy law halts all creditor adverse actions, such as:
Moneylenders may only bypass the Automatic Stay if the bankruptcy judge grants special permission. Such permission is almost impossible to obtain, especially since you have a Marina, CA bankruptcy lawyer in your corner.
In a few cases, the Automatic Stay may only apply for a limited amount of time or may be unavailable.
The Marina, CA bankruptcy lawyers at Miranda, Magden & Miranda know how to work the system to achieve results.
Debt discharge means that the debtor no longer has a legal obligation to repay the debt. In both Chapter 7 and Chapter 13, the judge discharges most unsecured debt, like:
The collateral consequences of debt often remain. For example, if a school withholds a transcript over unpaid tuition, the judge may discharge the debt, but a Marina, CA bankruptcy attorney must work with the school to release the transcript. That is where the aforementioned negotiation skills come into play.
Secured debts, like home mortgages, work a bit differently. To allow the owner to retain the collateral, Chapter 13 gives debtors up to five years to pay off any arrearage. So, when the bankruptcy is over, the owner has a zero past-due balance, and the moneylender may take no adverse action based on unpaid amounts.
Bankruptcy stops adverse action and helps families pay off, or eliminate, their debt. For a confidential consultation with an experienced Marina, CA bankruptcy lawyer, contact Miranda, Magden & Miranda LLP. Convenient payment plans are available.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
Last year, I had just moved in the area and needed a family law attorney for a custody case. The process of finding/choosing an attorney could be daunting. However, when I went in for my first consultation with Levi my stress level was immediately mollified. He was personable, which made me feel comfortable to discuss my personal matters freely. I had a lot of questions of the legal process that would take place and he took the time to explain everything with meticulous detail. More importantly, when I called Levi he returned my phone calls in a timely/professional time frame...
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