When you are struggling to pay debts, it might seem like there is no way to get ahead. However, there are debt relief options available that regularly help consumers overcome medical bills, credit cards, and other costly debts. In some cases, the best solution is to file for Chapter 7 bankruptcy, and the right Chapter 7 bankruptcy attorney in Monterey County can evaluate whether bankruptcy might be right for you.
If you would like to explore your options to regain control of your financial situation, contact Miranda, Magden & Miranda, LLP. Our legal team helps clients obtain a fresh financial start, and we can provide the advice and representation you need.
While you might have a general idea of how the bankruptcy process works, there are often misconceptions about Chapter 7 bankruptcy. An experienced attorney can explain the process to you, so you understand all the implications and benefits of seeking a Chapter 7 case.
Chapter 7 is referred to as the “liquidation” bankruptcy, as some cases require filers to turn over property to the bankruptcy trustee for liquidation. The proceeds will pay down certain debts as much as possible before the court issues a discharge of the remaining qualified debts. However, your attorney will know how to apply available exemptions to protect as much property and assets as possible, and many Chapter 7 filers do not lose anything in the process.
Once the liquidation phase is over, the court can discharge your unsecured debts, which means you will no longer be obligated to pay them. The following debts might be discharged, among others:
By eliminating these debts, you can free up funds to stay current on your nondischargeable debts moving forward.
It is not required that you have an attorney to file for Chapter 7, though there are many benefits of doing so. Our firm regularly assists with the following and more:
An attorney can make the process go as smoothly as possible, eliminating the stress of a legal case for you.
At the law firm of Miranda, Magden & Miranda, LLP, we help clients through every step of the Chapter 7 bankruptcy process. We handle cases in Monterey County and surrounding areas, so please do not wait to contact us for assistance.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
Last year, I had just moved in the area and needed a family law attorney for a custody case. The process of finding/choosing an attorney could be daunting. However, when I went in for my first consultation with Levi my stress level was immediately mollified. He was personable, which made me feel comfortable to discuss my personal matters freely. I had a lot of questions of the legal process that would take place and he took the time to explain everything with meticulous detail. More importantly, when I called Levi he returned my phone calls in a timely/professional time frame...
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