Debt is a difficult issue to confront. There is a stigma in society, and shame, even when debt is caused by circumstances beyond your control. It is important to know that you can get help. A Monterey debt relief lawyer can help you explore options for resolving your debt and moving forward to build a better financial future for you and your family. Learn more about the permanent solutions for debt relief.
Bankruptcy is a legal process that allows you to permanently discharge most types of consumer debt. If your case is processed successfully, the court will order your debts to be legally discharged. This means that no creditor (who was notified of your bankruptcy during case proceedings) can ever try to come back and collect the debt. Unlawful debt collection practices, harassment, and lawsuits are all prohibited once a debt has been discharged. This gives you permanent relief from many of the stressors you have been facing in your life.
Not everyone is excited to file for bankruptcy. Some people feel that there is a stigma attached to it. They do not want friends, neighbors, or coworkers finding out about their financial troubles. While there is still an unfair stigma in our society about bankruptcy, this should not prevent you from accessing the tools you need to set your financial house in order. The relief of being free from your debts is almost always worth the negative stigma that some people have associated with bankruptcy.
Other debtors are worried about the effect that a bankruptcy will have on their credit. Be sure that you understand exactly how a bankruptcy will affect your credit – and how continued debt will also affect your credit. Just because you are not filing bankruptcy does not mean your credit will improve. It is important to start building good credit in order to improve your financial future. In many cases, the best way to do this is to permanently erase bad debts with the power of bankruptcy. If you have specific questions – such as how a bankruptcy will affect your ability to buy a car or house – talk to an attorney. Different lenders have different requirements, and it is often possible to access the financial services you need after filing for bankruptcy.
You don’t have to continue being weighed down by the effects of bad debt. A bankruptcy attorney can help you permanently erase your debts with a successful bankruptcy case. Learn more about debt relief options by meeting with one of the experienced bankruptcy lawyers at Miranda, Magden & Miranda, LLP. We offer two convenient office locations in Salinas and Monterey. Contact us to schedule a consultation. The sooner you meet with a lawyer, the sooner you can begin building a fresh financial future that will improve your family’s lives for years to come.
Patricia has been so helpful and provided excellent service. My husband and I are so grateful for all the help she has provided to help me immigrate to the United States. We really could not have gotten through it without her help. A big thank you to Patricia\'s assistant, Ingrid as well for always being prompt with responses and helping us get all the paperwork ready at each stage. I highly recommend Patricia for anyone who needs immigration help.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
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