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Monterey Debt Relief Lawyers

Monterey Debt Relief Lawyers

 Debt is a difficult issue to confront. There is a stigma in society, and shame, even when debt is caused by circumstances beyond your control. It is important to know that you can get help. A Monterey debt relief lawyer can help you explore options for resolving your debt and moving forward to build a better financial future for you and your family. Learn more about the permanent solutions for debt relief.

How Bankruptcy Can Permanently Relieve You From Debt

Bankruptcy is a legal process that allows you to permanently discharge most types of consumer debt. If your case is processed successfully, the court will order your debts to be legally discharged. This means that no creditor (who was notified of your bankruptcy during case proceedings) can ever try to come back and collect the debt. Unlawful debt collection practices, harassment, and lawsuits are all prohibited once a debt has been discharged. This gives you permanent relief from many of the stressors you have been facing in your life.  

Why Some People Are Hesitant to File for Bankruptcy – Even When It is the Best Solution

 Not everyone is excited to file for bankruptcy. Some people feel that there is a stigma attached to it. They do not want friends, neighbors, or coworkers finding out about their financial troubles. While there is still an unfair stigma in our society about bankruptcy, this should not prevent you from accessing the tools you need to set your financial house in order. The relief of being free from your debts is almost always worth the negative stigma that some people have associated with bankruptcy. 

 Other debtors are worried about the effect that a bankruptcy will have on their credit. Be sure that you understand exactly how a bankruptcy will affect your credit – and how continued debt will also affect your credit. Just because you are not filing bankruptcy does not mean your credit will improve. It is important to start building good credit in order to improve your financial future. In many cases, the best way to do this is to permanently erase bad debts with the power of bankruptcy. If you have specific questions – such as how a bankruptcy will affect your ability to buy a car or house – talk to an attorney. Different lenders have different requirements, and it is often possible to access the financial services you need after filing for bankruptcy. 

The Right Monterey Bankruptcy Lawyers For Permanent Debt Relief

 You don’t have to continue being weighed down by the effects of bad debt. A bankruptcy attorney can help you permanently erase your debts with a successful bankruptcy case. Learn more about debt relief options by meeting with one of the experienced bankruptcy lawyers at Miranda, Magden & Miranda, LLP. We offer two convenient office locations in Salinas and Monterey. Contact us to schedule a consultation. The sooner you meet with a lawyer, the sooner you can begin building a fresh financial future that will improve your family’s lives for years to come.

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