Federal law recognizes that sometimes, people or companies in the United States might need financial relief from overwhelming debt. Whether you lost control of your debts due to medical bills, unemployment, or other factors, it can be difficult to regain control of your finances. For some households, the best solution in this situation is to file for bankruptcy according to federal law.
If you need debt-relief assistance and would like to explore your options, you should speak with a Marina bankruptcy attorney right away. Our legal team at the law firm of Miranda, Magden & Miranda, LLP, regularly assists clients with bankruptcy to help them start with a fresh financial slate. Contact us to schedule a consultation today.
Each financial situation is different, and there might be less drastic options than bankruptcy that can help you catch up with your payments and reduce your debts. We can evaluate your situation and advise whether or not you are a good candidate for bankruptcy. If you decide to move forward with bankruptcy filings, the next step is to decide what type of bankruptcy case you should file.
We will go over the details of your financial picture, including:
Most consumers will file for bankruptcy under Chapter 7. This is referred to as the “liquidation” bankruptcy as you exchange your nonexempt property for the swift discharge of qualified debts. Our lawyers know how to make the best use of exemptions under the law to protect as much of your property as possible, and some people do not relinquish any property at all. Often, you can receive a discharge in six months or fewer.
Chapter 13 bankruptcy is a longer process, though it can be beneficial in certain situations. This type of consumer bankruptcy requires you to enter into and complete a payment plan with the bankruptcy trustee for three to five years prior to receiving your discharge. However, your property and assets are not at risk. Chapter 13 can be the right option if you:
No matter what type of case you decide to file, our Marina bankruptcy lawyers will be there to help you every step of the way. We prepare all court filings and documentation, represent you in court hearings and meetings with the trustee, and work to ensure you obtain a successful discharge.
At Miranda, Magden & Miranda, LLP, our goal is for our clients to succeed financially, which can require filing for bankruptcy. We can assist you in taking control of your finances, so please do not hesitate to contact us for a consultation today.
Patricia has been so helpful and provided excellent service. My husband and I are so grateful for all the help she has provided to help me immigrate to the United States. We really could not have gotten through it without her help. A big thank you to Patricia\'s assistant, Ingrid as well for always being prompt with responses and helping us get all the paperwork ready at each stage. I highly recommend Patricia for anyone who needs immigration help.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
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