Federal law understands that people can sometimes run into financial difficulties for whatever reason. Regardless of how this happened, the law protects everyone just the same. You have the ability to obtain legal relief from your debt when you file for bankruptcy. For many people, it is the best option.
For many people, the decision to file for bankruptcy is not one that they easily make. Some may feel a moral obligation to pay their debts, while others may think that there is a negative stigma to bankruptcy. We understand how and why you would feel that way, but there was a reason why the laws were written to help debtors.
The policymakers did not want you to be trapped in a cycle of debt, nor should you want to remain there yourself. When you sit down to speak with us, we focus on how we can help you out of your financial problems and get the fresh start to which you are legally entitled.
Chapter 7 bankruptcy is a relatively quick option for you to obtain some debt relief. You can be done with the process in as little as three months. Meanwhile, you may not have to surrender all, or any, of your assets to get debt relief. When the process is complete, you can begin to repair your credit and get yourself on a more sound financial footing knowing that you do not have sky-high monthly debt payments with growing interest hanging over your head.
In order to file for Chapter 7 bankruptcy, you must meet the following criteria:
While not everyone qualifies for Chapter 7 bankruptcy, you should definitely consider it if you are eligible and cannot repay your debts. For many people, it is the best alternative because you can discharge many of your debts.
The first way that you get debt relief from a bankruptcy filing is that creditors can no longer call or contact you to collect debts the minute you file. There is an automatic stay in place that freezes everything for the duration of the bankruptcy proceeding.
Since not everyone can qualify for a Chapter 7 and your paperwork needs to be right, you should hire a debt relief attorney to advise you on your particular situation. If your process goes through seamlessly, you can get some room to breathe and the ability to make a fresh start financially.
If you find yourself trapped in an endless cycle of debt and do not know how to get out, get in touch with the lawyers at Miranda, Magden & Miranda, LLP. Contact us today to schedule your initial consultation to learn how our Salinas debt relief attorneys can help you.
Patricia has been so helpful and provided excellent service. My husband and I are so grateful for all the help she has provided to help me immigrate to the United States. We really could not have gotten through it without her help. A big thank you to Patricia\'s assistant, Ingrid as well for always being prompt with responses and helping us get all the paperwork ready at each stage. I highly recommend Patricia for anyone who needs immigration help.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
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