People in California might struggle to pay their debts for many reasons. Whether you suffered an unexpected illness or injury, lost your job, had a business go under, or made poor financial decisions, dodging calls from collectors and worrying about losing your car or home can be exhausting. The good news is that United States law gives consumers the right to seek a fresh financial start relatively quickly by filing for Chapter y bankruptcy.
You might have many questions about the bankruptcy process and whether a Chapter 7 filing is right for you. At the law firm of Miranda, Magden & Miranda, LLP, we can meet with you, evaluate your financial situation, and provide advice regarding possible debt relief solutions, including bankruptcy. Do not hesitate to contact our Seaside Chapter 7 bankruptcy lawyers to learn about your options today.
While Chapter 7 bankruptcy is the most common type of consumer bankruptcy, people must meet certain requirements to pursue a successful case. Some of these requirements include:
An experienced attorney can review your situation and determine whether you are a candidate for a Chapter 7 bankruptcy.
There are several stages of a Chapter 7 bankruptcy case, and our legal team will help you every step of the way. Some aspects of your case we can handle include:
Because Chapter 7 bankruptcy requires the liquidation of nonexempt property, many people worry they will lose everything in exchange for a discharge. This is generally not the case, as our attorneys know how to protect as much of your property as possible using available exemptions. In fact, some Chapter 7 filers do not have to give up anything.
You may also wonder whether Chapter 7 will wipe out enough of your debts to make a difference. If you have mostly unsecured debt, Chapter 7 is a good option. If you have both unsecured and secured debts, eliminating the unsecured payments can often free up enough funds to cover your remaining debts. This is a discussion you should have with a trusted attorney.
At Miranda, Magden & Miranda, LLP, our legal team assists clients in many situations with the debt relief process. If you are wondering whether Chapter 7 or another type of bankruptcy case would be beneficial for your household, contact us directly today.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
Last year, I had just moved in the area and needed a family law attorney for a custody case. The process of finding/choosing an attorney could be daunting. However, when I went in for my first consultation with Levi my stress level was immediately mollified. He was personable, which made me feel comfortable to discuss my personal matters freely. I had a lot of questions of the legal process that would take place and he took the time to explain everything with meticulous detail. More importantly, when I called Levi he returned my phone calls in a timely/professional time frame...
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