If you are experiencing financial difficulties that seem to be inescapable, it is possible you have not considered all of your options. While you might not be familiar with the bankruptcy laws of the United States, it is possible that consulting with a Chapter 7 bankruptcy lawyer in the Gonzales area could provide you with the answer you are looking for. Financial problems that appear to be intractable could actually prove to be reasonably easy to solve. You should consider contacting the bankruptcy attorneys of Miranda, Magden, & Miranda, LLP, to see if they can help with your financial problems.
While Chapter 7 bankruptcy is not a cure-all for what you owe, it can help significantly in alleviating your debt burden and make it more manageable. In fact, almost all of your unsecured debts can be discharged in a Chapter 7 bankruptcy if you qualify, meaning you would not have to repay any of those discharged debts. The entire purpose of bankruptcy is to provide honest debtors who are overwhelmed by their debts to have a fresh start.
While bankruptcy law requires certain debtors to enter a program to repay at least some of their debts, that is not the case with Chapter 7. With some exceptions, people who file for bankruptcy under Chapter 7 – sometimes called liquidation bankruptcy – generally don’t have to repay any of their debts, although secured debts, such as car loans and mortgages, cannot be avoided. Even with secured debts, though, exemptions and other provisions of bankruptcy law generally will allow debtors to keep their homes and vehicles so long as they keep making their payments.
Chapter 7 bankruptcy can provide you with a fresh financial start. If you have debts you can no longer handle – such as medical bills, credit cards, signature loans, or other unsecured debts – Chapter 7 bankruptcy can wipe out those debts. It doesn’t matter if the debts piled up because you lost your job, lost income because of a divorce, or any other reason. If you qualify, Chapter 7 can help you get out from under the burden of debts that you can’t satisfy.
Chapter 7 bankruptcy does have some conditions in certain circumstances. If you have property you cannot protect with bankruptcy exemptions, the bankruptcy trustee can liquidate that property to pay some of your priority debts. However, a skilled bankruptcy lawyer will know how to apply exemptions to protect as much as possible, and many filers do not lose any assets or property as part of their case.
If you have debts that you cannot pay, you should talk to a Gonzales, CA Chapter 7 bankruptcy attorney. The attorneys of Miranda, Magden & Miranda, LLP, can provide the help you need to solve your debt problems.
Thank you Miranda and team for the excellent service provided. Miranda is a compassionate, understating, extremely knowledgeable and professional attorney. Her team was always on top of everything making my legal process less stressful. I could never thank Miranda and her assistant Ingrid for holding my hand throughout this difficult process (literally). Miranda is one of the BEST immigration lawyers ever! I would definitely recommend her.
They represented my custody case and handled it like it is their own case and they are best in Monterey County.
The entire team at MMM are superstars! I appreciate all the time and prep that went into my original case many years ago. And now recently, I asked for some help on a follow-up custody matter that I felt I could handle myself but just needed their expertise to properly represent all the important details. They are knowledgeable, extremely thorough, and prepared me for every possible scenario. I can't thank them enough!
My partner and I sought legal advice on bringing my fiance' to the United States with this office after having called a few immigration attorney offices around Monterey County. Having never sought legal advice before it was a refreshing experience in which we both really felt that Patricia listened intently to our goals and needs, and then not only gave us thorough advice, but also she really showed a lot of empathy with our situation and all the challenges we faced in what we trying to do. I would definitely recommend this office for anyone who is unclear about what..
Working with Patricia was a professional encounter unlike any other, an absolute 5-star experience. From the first moment, we walked into our consultation until the moment our case was closed and my husband walked away with his permanent resident card Patricia was communicative, professional, and thorough. Her team contacted us every step of the way providing valuable process and law changes we would not have been able to catch if we tried to navigate this endeavor alone. Patricia answered our endless question stream with thoughtfulness and care, calling us countless times to ensure we were clear on every piece of..
Last year, I had just moved in the area and needed a family law attorney for a custody case. The process of finding/choosing an attorney could be daunting. However, when I went in for my first consultation with Levi my stress level was immediately mollified. He was personable, which made me feel comfortable to discuss my personal matters freely. I had a lot of questions of the legal process that would take place and he took the time to explain everything with meticulous detail. More importantly, when I called Levi he returned my phone calls in a timely/professional time frame...
How did we do?
Note: Your review may be shared publicly.