Category Archives: Bankruptcy
What is the Chapter 7 Homestead Exemption?
The Homestead Exemption in California allows residents to protect the equity in their homes from creditors attempting to collect on a debt. It is also intended to protect the residence…
Are You Considering Bankruptcy in the New Year?
Filing for Chapter 7 bankruptcy can provide a fresh start to those debtors who are unable to pay their consumer debts. Deciding to file for Chapter 7 bankruptcy is a…
The Holidays Can Increase Financial Stress
The holidays can be a financially stressful time of year for many people. Along with buying gifts for loved ones and friends often comes a financial burden. Some consumers overspend…
Factors to Consider When Deciding to File for Chapter 7 Bankruptcy
Chapter 7 bankruptcy can be a difficult prospect to consider. There are practical concerns about filing, ensuring your debt is discharged successfully, and the effect that a bankruptcy will have…
Unemployment is a Common Reason for Bankruptcy
According to a poll from Bankrate.com, nearly three out of ten Americans do not have an emergency savings fund to withstand a serious blow to their income, such as the…
Chapter 7 Bankruptcy for Sole Proprietors
Bankruptcy is often associated with either consumers or large corporations. However, individuals who own their own small businesses can also benefit from the bankruptcy process. Many small business owners get…
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